# Lending Pool Users can collateralize thematic/RWA index tokens for stablecoin. ● Collateralization: Deposit index tokens as collateral whose value will be assessed at current market prices ● Stablecoin Loans: Borrow stablecoins up to a specified loan-to-value (LTV) ratio ● Interest Rates: Pay dynamically adjusted interest based on supply and demand ● Repayment and Liquidation: Repay loans anytime; collateral is liquidated if its value drops below the maintenance margin ● Rewards: Earn interest and potential IFX token rewards for participation --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://whitepapercrypto.gitbook.io/ifxwhitepaper/business-model/feature/lending-pool.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.